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Scientific paper - Preliminary note / Short communication
Consumer Law and Policy Relating to Change of Circumstances Due to the COVID-19 Pandemic
Journal of Consumer Policy, 43 (2020); 437-450. https://doi.org/10.1007/s10603-020-09463-z
Alderman, Richard; De Franceschi, Alberto; Giancaspro, Mark; Howells, Geraint; Lei, Chen; Lete, Javier; Micklitz, Hans-Wolfgang; Mišćenić, Emilia; Naude, Tjakie; Pichonnaz, Pascal; Poillot, Elise; Ramsay, Iain; Terryn, Evelyne; Twigg- Flesner, Christian; Wilhelmsson, Thomas More authors...

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Alderman, R., De Franceschi, A., Giancaspro, M., Howells, G., Lei, C., Lete, J. ... Wilhelmsson, T. (2020). Consumer Law and Policy Relating to Change of Circumstances Due to the COVID-19 Pandemic. Journal of Consumer Policy, 43., 437-450. doi: 10.1007/s10603-020-09463-z

Alderman, Richard, et al. "Consumer Law and Policy Relating to Change of Circumstances Due to the COVID-19 Pandemic." Journal of Consumer Policy, vol. 43, 2020, pp. 437-450. https://doi.org/10.1007/s10603-020-09463-z

Alderman, Richard, Alberto De Franceschi, Mark Giancaspro, Geraint Howells, Chen Lei, Javier Lete, Hans Wolfgang Micklitz, et al. "Consumer Law and Policy Relating to Change of Circumstances Due to the COVID-19 Pandemic." Journal of Consumer Policy 43 (2020): 437-450. https://doi.org/10.1007/s10603-020-09463-z

Alderman, R., et al. (2020) 'Consumer Law and Policy Relating to Change of Circumstances Due to the COVID-19 Pandemic', Journal of Consumer Policy, 43, pp. 437-450. doi: 10.1007/s10603-020-09463-z

Alderman R, De Franceschi A, Giancaspro M, Howells G, Lei C, Lete J, and sur.. Consumer Law and Policy Relating to Change of Circumstances Due to the COVID-19 Pandemic. Journal of Consumer Policy [Internet]. 2020 [cited 2024 May 20];43:437-450. doi: 10.1007/s10603-020-09463-z

R. Alderman, et al., "Consumer Law and Policy Relating to Change of Circumstances Due to the COVID-19 Pandemic", Journal of Consumer Policy, vol. 43, pp. 437-450, 2020. [Online]. Available at: https://urn.nsk.hr/urn:nbn:hr:118:649992. [Accessed: 20 May 2024]

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Metadata
Title (english)Consumer Law and Policy Relating to Change of Circumstances Due to the COVID-19 Pandemic
AuthorRichard Alderman
AuthorAlberto De Franceschi
AuthorMark Giancaspro
AuthorGeraint Howells
AuthorChen Lei
AuthorJavier Lete
AuthorHans-Wolfgang Micklitz
AuthorEmilia Mišćenić
AuthorTjakie Naude
AuthorPascal Pichonnaz
AuthorElise Poillot
AuthorIain Ramsay
AuthorEvelyne Terryn
AuthorChristian Twigg- Flesner
AuthorThomas Wilhelmsson
Author's institutionUniversity of Rijeka
FACULTY OF LAW
(Department of European and Comparative Law)
(Chair of International and Europena Private Law)
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Law
Abstract (english)
An unprecedented number of consumer problems has been caused by the COVID-19 pandemic, not least with regard to refunds of prepayments and the ability of consumers to keep up their monthly payments under loan and rental agreements. Based on a notion of societal force majeure sketched in this paper, we propose guiding principles in respect of the introduction of moratoria on recurring payments, the use of refunds or vouchers in respect of prepayments, and associated enforcement challenges. This analysis draws on experiences around the globe. The COVID- 19 pandemic has swept around the world. As well as huge suffering and high numbers of fatalities, it has had a heavy negative economic impact. Millions of consumers around the world are suffering financially, because many have lost their regular income, and many are fighting to obtain refunds of prepayments from struggling businesses whilst having to service loans and rental payments. In this contribution, we, a research group on consumer law with a global reach, offer an initial assessment of the legal difficulties consumers face. We argue for a principles-based way forward and evaluate a range of global initiatives taken thus far.
Keywords (english)
Languageenglish
Publication typeScientific paper - Preliminary note / Short communication
Publication statusPublished
Peer reviewPeer review - international
Publication versionPublished version
Journal titleJournal of Consumer Policy
Numberingvol. 43, pp. 437-450
p-ISSN0168-7034
DOIhttps://doi.org/10.1007/s10603-020-09463-z
URN:NBNurn:nbn:hr:118:649992
Publication2020
Document URLhttp://bib.irb.hr/1074600
Type of resourceText
Access conditionsOpen access
Terms of useLicence In copyright icon
Created on2022-03-25 17:30:09