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Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?
Revue du droit de l’Union européenne, 1 (2018), 3; 1-33. urn:nbn:hr:118:557762
Mišćenić, Emilia

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Mišćenić, E. (2018). Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?. Revue du droit de l’Union européenne, 1. (3), 1-33. Preuzeto s https://urn.nsk.hr/urn:nbn:hr:118:557762

Mišćenić, Emilia. "Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?." Revue du droit de l’Union européenne, vol. 1, br. 3, 2018, str. 1-33. https://urn.nsk.hr/urn:nbn:hr:118:557762

Mišćenić, Emilia. "Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?." Revue du droit de l’Union européenne 1, br. 3 (2018): 1-33. https://urn.nsk.hr/urn:nbn:hr:118:557762

Mišćenić, E. (2018) 'Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?', Revue du droit de l’Union européenne, 1(3), str. 1-33. Preuzeto s: https://urn.nsk.hr/urn:nbn:hr:118:557762 (Datum pristupa: 02.07.2024.)

Mišćenić E. Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?. Revue du droit de l’Union européenne [Internet]. 2018. [pristupljeno 02.07.2024.];1(3):1-33. Dostupno na: https://urn.nsk.hr/urn:nbn:hr:118:557762

E. Mišćenić, "Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?", Revue du droit de l’Union européenne, vol. 1, br. 3, str. 1-33, 2018. [Online]. Dostupno na: https://urn.nsk.hr/urn:nbn:hr:118:557762. [Citirano: 02.07.2024.]

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Podaci o radu
Naslov (engleski)Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?
AutorEmilia Mišćenić
Autorova ustanovaSveučilište u Rijeci
Pravni fakultet
(Zavod za europsko i usporedno pravo)
(Katedra za međunarodno i europsko privatno pravo)
Znanstveno / umjetničko
područje, polje i grana		DRUŠTVENE ZNANOSTI
Pravo
Sažetak (engleski)
So much has been said about the exclusion of contractual terms from the unfairness test embedded in Article 4(2) of the UCT Directive by both the CJEU as well as the legal doctrine. Nonetheless, numerous national courts of different MS struggle with the interpretation and consequently proper application of their domestic laws implementing this provision. This particularly concerns the correct interpretation of this rule within the complex surrounding of consumer credit agreements, where an understanding of the notions deriving from the exclusion is conditioned by the proper knowledge of terms of financial and mathematical nature, such as variable interest rate, annual percentage rate of charge, currency clause, various methods of calculation etc. National courts all over the Union are repeatedly occupied by questions regarding which of these contractual terms are encompassed by the notions of the ‘definition of the main subject matter of the contract’ or ‘adequacy of the price and remuneration’, and particularly whether these contractual terms are transparent to an average consumer. This article investigates the approach the CJEU has taken regarding these questions and examines whether its answers are ‘transparent’ enough for MS’ courts.
Ključne riječi (engleski)
Jezikengleski
Vrsta publikacijeZnanstveni rad - Izvorni znanstveni rad
Status objaveObjavljen
Vrsta recenzijeRecenziran - međunarodna recenzija
Verzija publikacijeObjavljena verzija rada (izdavačev PDF)
Naslov časopisaRevue du droit de l’Union européenne
Brojčani podacivol. 1, br. 3, str. 1-33
p-ISSN1155-4274
URN:NBNurn:nbn:hr:118:557762
Datum objave publikacije2018
URL dokumentahttp://bib.irb.hr/959549
Vrsta resursaTekst
Prava pristupaOtvoreni pristup
Uvjeti korištenjaIkona licence Zaštićeno autorskim pravom.
Datum i vrijeme pohrane2022-03-25 17:48:06