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Currency Clauses in CHF Credit Agreements: A ‘Small Wheel’ in the Swiss Loans’ Mechanism
EuCML - Journal of European consumer and market law, 6 (2020); 226-235. urn:nbn:hr:118:191851
Mišćenić, Emilia

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Mišćenić, E. (2020). Currency Clauses in CHF Credit Agreements: A ‘Small Wheel’ in the Swiss Loans’ Mechanism. EuCML - Journal of European consumer and market law, 6., 226-235. Preuzeto s https://urn.nsk.hr/urn:nbn:hr:118:191851

Mišćenić, Emilia. "Currency Clauses in CHF Credit Agreements: A ‘Small Wheel’ in the Swiss Loans’ Mechanism." EuCML - Journal of European consumer and market law, vol. 6, 2020, str. 226-235. https://urn.nsk.hr/urn:nbn:hr:118:191851

Mišćenić, Emilia. "Currency Clauses in CHF Credit Agreements: A ‘Small Wheel’ in the Swiss Loans’ Mechanism." EuCML - Journal of European consumer and market law 6 (2020): 226-235. https://urn.nsk.hr/urn:nbn:hr:118:191851

Mišćenić, E. (2020) 'Currency Clauses in CHF Credit Agreements: A ‘Small Wheel’ in the Swiss Loans’ Mechanism', EuCML - Journal of European consumer and market law, 6, str. 226-235. Preuzeto s: https://urn.nsk.hr/urn:nbn:hr:118:191851 (Datum pristupa: 16.12.2024.)

Mišćenić E. Currency Clauses in CHF Credit Agreements: A ‘Small Wheel’ in the Swiss Loans’ Mechanism. EuCML - Journal of European consumer and market law [Internet]. 2020. [pristupljeno 16.12.2024.];6:226-235. Dostupno na: https://urn.nsk.hr/urn:nbn:hr:118:191851

E. Mišćenić, "Currency Clauses in CHF Credit Agreements: A ‘Small Wheel’ in the Swiss Loans’ Mechanism", EuCML - Journal of European consumer and market law, vol. 6, str. 226-235, 2020. [Online]. Dostupno na: https://urn.nsk.hr/urn:nbn:hr:118:191851. [Citirano: 16.12.2024.]

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Podaci o radu
Naslov (engleski)Currency Clauses in CHF Credit Agreements: A ‘Small Wheel’ in the Swiss Loans’ Mechanism
AutorEmilia Mišćenić
Autorova ustanovaSveučilište u Rijeci
Pravni fakultet
(Zavod za europsko i usporedno pravo)
(Katedra za međunarodno i europsko privatno pravo)
Znanstveno / umjetničko
područje, polje i grana		DRUŠTVENE ZNANOSTI
Pravo
Sažetak (engleski)
The so-called Swiss loans, i.e. consumer credit agreements expressed in Swiss Francs, can be compared to another famous Swiss product. Also the famous Swiss clocks and watches are characterised by a complex mechanism with many important parts guaranteeing an effective and proper functioning of the whole. However, different to Swiss clocks the Swiss loans have not run smoothly in EU Member States such as e.g. Hungary, Croatia, Poland, Romania and Slovenia. The national courts of these Member States have been struggling with a variety of issues arising under the Swiss loan agreements. The CJEU is almost regularly faced with requests for preliminary rulings in cases dealing with complex aspects of consumer crediting, unfair commercial practices and unfair contractual terms related to Swiss loans. With this in mind, this paper analyses key consumer protection issues related to consumer credit agreements expressed in Swiss Francs. It also addresses an important question arising from the above comparison: is the ‘currency clause’ expressing the loan in Swiss Francs, a ‘small wheel’ without which the contract mechanism cannot function?
Ključne riječi (engleski)
Jezikengleski
Vrsta publikacijeZnanstveni rad - Izvorni znanstveni rad
Status objaveObjavljen
Vrsta recenzijeRecenziran - međunarodna recenzija
Verzija publikacijeObjavljena verzija rada (izdavačev PDF)
Naslov časopisaEuCML - Journal of European consumer and market law
Brojčani podacivol. 6, str. 226-235
p-ISSN2364-4710
URN:NBNurn:nbn:hr:118:191851
Datum objave publikacije2020
URL dokumentahttp://bib.irb.hr/1099739
Vrsta resursaTekst
Prava pristupaOtvoreni pristup
Uvjeti korištenjaIkona licence Zaštićeno autorskim pravom.
Datum i vrijeme pohrane2022-03-25 17:25:43